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How to Get a Loan

Once you select Skagit Bank for your home loan, you'll be pleased with how quickly and simply the loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle and saves you money.

Throughout the loan application process, we provide you with regular updates. You can also e-mail us with questions or new information. And if you need assistance, our home loan experts are just a quick phone call away.

Here's our overview of the loan application process

STEP ONE -- Complete & Submit a Skagit Bank Loan Application

Complete our online loan application and start working with your Skagit Bank Loan Officer to obtain your maximum financing and purchase options!

STEP TWO -- Choose a Realtor & shop for a home

Once you've selected a home and have a fully signed Purchase & Sales Agreement with the Seller, the next step is to contact your Loan Officer at Skagit Bank to complete the processing of you loan request.

STEP THREE -- Your Loan is Approved and Funded

Your Real Estate Agent or the Seller will designate an Escrow/Title Company to assist in the funding of your loan. 

Your Skagit Bank representative will coordinate with the escrow team and you'll sign the final papers at the Title Company office.

Simple, Straightforward, Cost Effective, and FAST! 

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